Life & Pensions Ltd

Tel: 01452 381880

Email: financial@cass-stephens.co.uk

Cass Stephens Banner


Welcome to Cass-Stephens Life & Pensions Ltd


We are a well established and specialist firm of Chartered Independent Financial Adviser's based in Gloucester.

We offer clients a bespoke service. This includes advice on pensions contribution limits, tax planning opportunities and investment portfolio management as well as the traditional financial planning services including mortgages.

We have advisers who specialise in trust planning for Inheritance Tax purposes. We also offer specialist advice on company pension schemes in light of the new government requirements.

Retiring soon?..... The options for retirement are more complex than ever. We provide a comprehensive guide to income generation and tax planning pre and post retirement: capped/flexible drawdown, open market option/enhanced annuities and guaranteed options.


In summary our specialist services include the following:

  • Pension Planning
  • Trust Planning
  • Company & Personal Protection
  • Mortgages
  • Drawdown, SIPPS, SSAS
  • Corporate Tax Planning
  • Company Employee Benefits Schemes
  • Pension Lifetime Allowance Advice
  • Investment Portfolio Planning
  • Modern Portfolio Theory
  • Tax Planning

Please note: We also provide traditional IFA products and services to include Life Assurance, mortgages and commercial loans.


Your home may be repossessed if you do not keep up repayments on your mortgage

We typically charge a mortgage fee of £495, we may also be paid commission from the mortgage lender.

The Financial Conduct Authority (FCA) does not regulate some forms of mortgage
Value Move   %     
FTSE 100
7,318.88-5.10 -0.07 
FTSE All Share
4,017.49-1.17 -0.03 
Biggest Movers
Value Move   %     
Hikma Pharmaceuticals
1,172.0053.00 4.74 
Provident Financial
1,745.00-107.00 -5.78 
Value Move   %     
1.09-0.00 -0.25 
United States Dollar
1.290.00 0.17 
Data is compiled by Adviser Portals Ltd every 60 minutes. Information is not realtime. Last updated: 21/08/2017 at 09:21 PM