Welcome to Cass-Stephens Life & Pensions Ltd
We are a well established and specialist firm of Chartered Independent Financial Adviser's based in Gloucester.
We offer clients a bespoke service. This includes advice on pensions contribution limits, tax planning opportunities and investment portfolio management as well as the traditional financial planning services including mortgages.
We have advisers who specialise in trust planning for Inheritance Tax purposes. We also offer specialist advice on company pension schemes in light of the new government requirements.
Retiring soon?..... The options for retirement are more complex than ever. We provide a comprehensive guide to income generation and tax planning pre and post retirement: capped/flexible drawdown, open market option/enhanced annuities and guaranteed options.
WE OFFER A FREE INITIAL CONSULTATION
In summary our specialist services include the following:
- Pension Planning
- Trust Planning
- Company & Personal Protection
- Drawdown, SIPPS, SSAS
- Corporate Tax Planning
- Company Employee Benefits Schemes
- EIS, VCT's, EFRBS, EBS
- Pension Lifetime Allowance Advice
- Investment Portfolio Planning
- Modern Portfolio Theory
- Tax Planning
Please note: We also provide traditional IFA products and services to include Life Assurance, mortgages and commercial loans.
We typically charge a mortgage fee of £495, we may also be paid commission from the mortgage lender.
The Financial Conduct Authority (FCA) does not regulate some forms of mortgage